Financial Products Compliance Required

Microsoft requires financial product advertisers to comply with all local laws and regulatory requirements. Loans, credit cards, crypto, and investment products are heavily scrutinized.

Payday lending without proper licensing, crypto products without market authorization, investment offers without registration, BNPL providers without regulatory disclosure, or merchant accounts mismatched with the regulated entity owning the product.

1. Provide regulatory licensing documentation in appeal
2. Ensure landing page displays APR, terms, and required disclosures
3. Match advertiser legal entity with the licensed financial entity
4. Remove unregulated crypto offers in restricted markets

• Tools that simply track finances may still get caught
• Crypto rules differ market-to-market